I Want to Purchase a Home

Whether it will be your first home or your dream home upgrade, CalPATH is our #1 home loan mortgage for CalSTRS & CalPERS retirement fund members.

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I Want to Refinance My Home

CalSTRS, CalPERS & other eligible CalPATH borrowers may explore options to use the equity in their home for renovations, cash out or simply improve loan terms.

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Notice - Texas Applicants

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY, A RESIDENTIAL MORTGAGE LOAN ORIGINATOR, OR REGARDING THE SERVICING OF YOUR MORTGAGE, SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, OR BY EMAIL AT smlinfo@sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

CalPATH is our way of saying Thank You for all you do to serve your local community.