I Want to Purchase a Home

Whether it will be your first home or your dream home upgrade, CalPATH & PATH are our #1 loan programs for public employees serving our local communities.

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I Want to Refinance My Home

Looking to use the equity in your home for renovations, or just looking for a better rate? Explore our CalPATH (or) PATH refinance programs to find the right option for you.

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Website Disclaimer: "Keys" in 30 Days Program

The Mountain West Financial - Huntington "Keys" in 30 Days program is applicable to all FHA, VA & Conventional loan programs which do not include secondary or down payment assistance financing. This program is offered exclusively by the Huntington Beach branch office of MWF.

If CalHFA (or) any other secondary financing is a part of the transaction, we will commit to have loan documents in escrow within 45 days. Secondary approval for CalHFA and other down payment programs generally require an additional 7-10 days for final approval after all prior to docs conditions are signed off by underwriting and loan documents have been delivered to escrow for signature.

*Our written offer and pledge are void if delays are caused by the buyer or another 3rd party involved in the purchase transaction.

Our clock starts ticking as soon as escrow is opened and all signed contracts, including an Estimated Master Settlement Statement (Buyer & Seller) from escrow or the assigned closing provider.

Final Underwriting Approval is subject to final verification of all collateral documentation, including appraisal and verification of clear title.

If you have questions regarding the "Keys" in 30 Days program, please contact us directly at 800-310-7577 or e-mail us at hb@mwfinc.com.


CalPATH Press Releases – learn more about the history of CalPATH and our ongoing commitment to those who serve our local communities.

CalPATH Q&A – get answers to frequently asked questions about our California Public Employee and Teacher Home Loan Program.

CalPATH Testimonials – find out what your colleagues have to say about Mountain West Financial and the CalPATH Home Loan Program.

CalPATH is our way of saying Thank You for all you do to serve your local community.